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Are you familiar with the term short sale? I believe most of
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PostPosted: 06 Sep 2019 05:26:50    Post subject:  Are you familiar with the term short sale? I believe most of
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Are you familiar with the term short sale? I believe most of the people know not only have heard about it but know someone who had to endure one. However
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, for the people who do not have clear idea let me tell you about it, suppose you have a mortgage on your property or home and now your condition has gotten worse to such an extent that you are not able to make the payments on the loan. What is the next option? Well, if your lender agrees then you can sell your property for less than the amount you owe including arrearages. This is called a short sale.
Now whether you will get any benefit out of it depends on the negotiations with your liens holders. If they agree to accept a lesser amount then you would benefit from the sale of your home. It will have a negative effect on your credit ratings but it鈥檚 still better than a foreclosure and you can recover fairly quickly. If you don鈥檛 have any idea about how to deal with a foreclosure or short sale then you should seek help of professionals like us at UpsideDownCa in California.
When you Opt for Short Sale?
鈥?Suppose you have taken mortgage and you are not able to repay it on time, you don鈥檛 have any options to repay or modify it. Then usually your bank or the finance company will agree to review you for a short sale. If the total amount of the mortgage taken by you is way more than the worth of your home or property - this is the typical short sale.
鈥?If you can talk to your bank or finance company and make them understand that you are not doing well in terms of finances and you would not be able to repay the mortgage then we are fairly confident that we will be successful handling your short sale.
鈥?You are not in a position to afford your home and have got ready to leave it. Don鈥檛 leave until you talk to us because this sometimes causes more problems than you want.
The biggest issue that the majority of the people are concerned about when it comes to a short sale is whether the bank can come after you for the deficiency amount. This can get you in legal trouble, so you need to be careful and make sure you have professional guidance.
When we help homeowners facing the above scenarios we charge them NOTHING and they get a lawyer on their side every step of the way. We created a system where the banks and buyers pay all the fees and costs. Call us today at 916-442-6400.
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The Basics of Home Security

Posted by nick_niesen on November 1st, 2010


Every homeowner needs to be active and aware of their home security concerns. With home invasions and break-ins on the rise, it is time to take some steps towards protecting your family and your valuable belongings. It would surprise most people to realize how simple it is for a burglar to break into their home. By following these simple steps, you can reduce the odds of coming home to discover your home has been broken into and your cherished valuables have been taken.


For a burglar, the three greatest enemies are noise, time, and light. If a burglar must make a lot of noise, take a lot of time, and work in a well-lit area to get into your home, chances are that he will not bother. In most cases, he will move onto an easier "mark". These are things that work in the favor of homeowners. I always tell my clients that, in order to defeat the burglar, one must think like the burglar.


Take some time and "case" the exterior of your home for points of entry. Imagine yourself as a burglar. Where would you try to get in? Where are the security weaknesses? You could even conduct a little experiment, by locking your home and trying to break in. If you, honest citizen, can break into your home with relative ease you can be sure it will be no problem for an experienced thief to gain entry.


Doors and windows are the first places to check when assessing the security of a home or business. Make sure that your home is equipped with a hard wood or metal exterior door, that is at minimum 1 " thick. The doorframe should be equally as strong. A peephole is much better than a simple door chain, as it will allow you to identify the person at your door without having to open it. And if there is one thing you spend a bit of money on, be sure it is a good quality deadbolt!


Windows are also extremely vulnerable, from a security standpoint. If you have an older home with double-hung windows, you can secure them by nailing the upper and lower panes together from the inside. As well, simple key locks can be added to windows for a reasonable price. If you have windows that are located at street level, consider adding an iron grate or grille for added protection. Balconies and fire escapes can also be security weaknesses, so consider purchasing one of those metal "accordion" gates.


There are a few other simple precautions you can take to secure your home. Try to establish a routine to ensure that your doors and windows are locked when you leave the house and when you go to bed each night. If you can afford it, you should also invest in a home security system. There are some incredibly advanced systems available on the market today, and these systems are very difficult to bypass. These simple steps could make the difference between being a victim of crime and being safe from harm. Think about it!

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PostPosted: 06 Sep 2019 05:26:50    Post subject: Adv





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